Developed in conjunction with

Just wanted to say thanks to both of you for your help in my loan process. We are really enjoying our home so far! Your efforts to get me qualified and closed were truly appr... --Brian W.



Welcome to First Choice Loan Services, Inc., home of  the Sandhills Mortgage Team! We take great pride in being recognized in our community as a premier, quality lender. I am confident that we can offer the services and efficiency you need. 
Unlike most lenders, my Team at First Choice Loan Services, Inc. and I will fervently strive to complete our client's closing in 30 days, and not the usual 60 to 90 days of other lenders. Getting into the business in 2009, I missed much of the refinance boom. Our Sandhills office focuses on helping our clients purchase a home as well as those working with Builders. Even though the loan process can at times seem more challenging, we do everything we can to make the process smooth and seamless for all involved.  At First Choice, we aim to find solutions for unique situations facing  our customers and partners. 
I along with the other members of the Chet Mann team at First Choice Loan Services, Inc. look to provide home loans that fit a customer's life and budget comfortably. We can provide a multitude of loan programs and options that others may not have, and we want to assist you in understanding these options. As a trusted boutique mortgage lender, we are with you from pre-approval thru closing utilizing our own in-house processors, underwriters, closers and funders. While leveraging the best of technology, we also will provide a bit of “down home” service and that personal touch which is lacking with so many  other institutional lenders of today.
I am proud to be a part of First Choice Loan Services, Inc. who was named a Top Tech-Savvy Mortgage Lender in 2013 by Mortgage Technology.  This type of excellence  Chet and his team were proud to be included in the President's Club and Power Producers for the nation for volume and loan production in only our third full year here in our Sanford, NC Branch. We have become a go-to source for home financing information and results.  This strong, respected reputation is a testimony to how good our team is a trusted and reliable mortgage resource for our customers and partners.
For more information on all the various products, please visit our Products Page. Whether you are a first time buyer, move up buyer, investment or 2nd home buyer, or just looking to refinance your current loan, you need a mortgage team that can get it done for you.  Sometimes the home buying process can potentially be an overwhelming experience for you. To help you get started moving in the right direction, we have provided a list of documents you might need or be asked to provide. Click here for the list.
At First Choice Loan Services, Inc., we do work everyday to create customers for life. Located in the Sandhills of North Carolina in between Raleigh and Pinehurst and just minutes from Fort Bragg and Fayetteville, we take our customer’s needs very seriously. We love being so close to Raleigh and Cary, our easy access highways, and our great quality of life in Central North Carolina. As a part of First Choice Loan Services, Inc., we are exempt, registered as required or licensed to lend in 48 states. Above all, we thoroughly enjoy our community and welcome you to be a part of it. We love helping people achieve their home financing goals. It's fun and satisfying.
Our commitment is to make good loans to good borrowers and help people achieve their homeownership dreams. We invite you to call on us. Our team here is ready and willing to go the extra mile to get you into your home and on with your life.

  From the Blog ...

Protect Your New Construction Loan From Rising Interest Rates

February 17, 2014 Blog We offer the Extended Rate Lock Program for Conventional and Government Fixed Rate Loans. Are you... READ MORE >

Homeownership & Renovation Made Easy

February 17, 2014 Blog Some homes require a little more tender loving care than others. The good news is that there are ... READ MORE >

Is It a Good Time to Refinance?

February 17, 2014 Blog Interest rates are still very low and favorable to many homeowners who are considering refinancin... READ MORE >

Helpful Tips for HomeBuyers and Mortgages

December 17, 2013 Blog HELPFUL TIPS ShareThis Top 3 Mistakes of First-Time H... READ MORE >

Closing your Home Loan

December 17, 2013 Blog CLOSING YOUR LOAN ShareThis Of all the steps in the h... READ MORE >

Contact Chet Mann of Prime Lending | Sanford, NC

Chet Mann [NMLS ID#: 171268] 
Loan Originator
129 Chatham Street
Sanford, NC 27330
Office: 919-777-0114
Cell: 919-356-7272
Fax: 919-777-0119
This email address is being protected from spambots. You need JavaScript enabled to view it.

In accordance with Section 326 of the USA PATRIOT Act of 2001, First Choice Loan Services, Inc. is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.